Mortgage 101 Water and Power Community Credit Union 11 a.m.-2 p.m. 16840 Devonshire Street, Granada Hills (213) 580-1783 or wpcu.org Public Speakers Speakers in the Wind Toastmaster Club 2867 Noon-1 p.m. Larry Chimbole Cultural Center, 38350 Sierra Highway, Palmdale. Contact (661) 946-1181